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© 2025 Referral Plug
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Monzo

Banking made easy. Monzo's loaded with features to get you saving and investing your hard earned money.

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Use referral link

Reward:

Get a mystery reward of £20, £50 or £100 when you sign up and make a payment

How it works:

  1. Sign up to Monzo using the referral link
  2. Make a card payment in the next 30 days
  3. Get a mystery reward of £20, £50 or £100 added to your Monzo account

Is Monzo right for you?

The Monzo refer-a-friend scheme lets new customers sign up using a referral link and receive a reward such as bill credit, cash or points. If you were already planning to join Monzo, using a referral code is usually one of the easiest ways to get extra value from your switch.

Before you sign up, always compare the latest tariffs and fees directly with Monzo and, if relevant, other providers. A good referral reward like “Get a mystery reward of £20, £50 or £100 when you sign up and make a payment” can be a nice bonus, but it should sit on top of a service that fits your needs.

Use referral link

Reward:

Get a mystery reward of £20, £50 or £100 when you sign up and make a payment

How it works:

  1. Sign up to Monzo using the referral link
  2. Make a card payment in the next 30 days
  3. Get a mystery reward of £20, £50 or £100 added to your Monzo account
Use referral link

Recent posts & guides

Read short guides and reviews about Monzo, including how the referral scheme works and whether it's right for you.

Monzo: why you should join and how to claim your referral reward

Monzo: why you should join and how to claim your referral reward

15th December 2025

Monzo referral FAQ

What is the Monzo referral reward?

Get a mystery reward of £20, £50 or £100 when you sign up and make a payment

How do I get a Monzo referral code?

Use the referral link on this page when you sign up to Monzo. The link acts as your referral code, and as long as you follow the steps under “How it works” you should receive the reward once your switch or first payment is completed.

When will I receive my Monzo referral reward?

Timings vary by provider, but in most cases you'll receive your reward shortly after you complete the required steps, such as your first direct debit being taken or your first qualifying purchase being made.