Banking & finance referral codes 2026

Compare banking and finance referral codes. Get cash rewards, Avios points, and account credit from Monzo, Tide, Amex, Yonder, and Zilch.

Compare banking & finance referral codes

CompanyReward
Yonder logoYonder10,000 bonus points + £10 off + 2 months free
Monzo logoMonzo£20, £50, or £100 (random)
Zilch logoZilch£5 in Zilch rewards
Tide logoTide£50 account credit
American Express logoAmerican Express6,000 Avios points

£10 off your first purchase, two months free, and up to 10,000 points when you spend £1000 in 30 days

Yonder is a UK rewards credit card designed around experiences rather than traditional cashback. You earn 1 point per £1 spent on every purchase, with no category restrictions. Points can be redeemed ...

Reward type: Points + discountLimit: Unlimited
View Yonder referral →

Get a mystery reward of £20, £50 or £100 when you sign up and make a payment

Monzo is a UK digital bank with over 9 million customers. Founded in 2015, it holds a full UK banking licence and your deposits are protected by the FSCS up to £85,000. Monzo offers current accounts, ...

Reward type: CashLimit: Limited (varies)
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Get £5 off your first purchase

Zilch is a UK fintech company that offers a buy-now-pay-later service and a virtual Mastercard. Unlike traditional BNPL apps that only work at specific retailers, Zilch works everywhere Mastercard is ...

Reward type: Store credit / rewards pointsLimit: Unlimited
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Get £50 when you open a Tide account

Tide is a UK digital business bank account designed for small businesses, freelancers, and sole traders. Over 500,000 UK businesses use Tide to manage their finances. The account opens in minutes via ...

Reward type: Business account creditLimit: Unlimited
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Get 6,000 Avios points when you spend £2,000

The British Airways American Express Classic Credit Card is a fee-free credit card that earns Avios points on every purchase. You earn 1 Avios per £1 spent, and the points can be redeemed for BA fligh...

Reward type: Avios pointsLimit: Up to 15 referrals per year
View American Express referral →

UK banks and financial services run some of the most generous referral programmes available. From Monzo's mystery cash reward of up to £100, to Tide's £50 business account credit, to Amex's 6,000 Avios sign-up bonus — there's real value to be claimed if you're opening a new account or getting a new credit card. All the financial services listed here are FCA-regulated, giving you consumer protection under UK financial regulations.

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